Banco BIC Português S.A. was incorporated in January 2008 and commenced its banking operations on 26 May of the same year. Its headquarters are located in Lisbon, where the first Corporate Centre/Branch was also established. A Corporate Centre/Branch was likewise opened in Porto at the end of that same year.

In the following years, Banco BIC established a presence in Viseu, Aveiro, Leiria and Braga. In 2010, it opened the Alvarenga Branch to the public, which was specifically geared towards attracting deposits.

In 2012, Banco BIC Português, S.A. added the retail banking dimension to the attributes already associated with it, made possible by the significant expansion of its Commercial Network, which now comprises more than two hundred Business Units.

With a shareholder structure identical to that of Banco BIC S.A. (Angola), Banco BIC Português, S.A. includes prominent shareholders from the Portuguese business market, particularly in the banking sector, as well as from Angola’s economic and financial landscape.

This team is complemented by a group of professionals with extensive experience in the financial system, not only in Portugal but also in other African countries and Spain.

In 2017, Banco BIC Português, S.A. changed its brand to EuroBic and more recently was acquired by Abanca.

The share capital of Banco BIC Português S.A. currently stands at €410,429,800.00. The Bank operates approximately 180 branches.

Caixa Económica Montepio Geral (CEMG)  is a banking savings bank whose share capital is fully subscribed by Montepio Geral – Associação Mutualista.

CEMG holds a portfolio of equity participations in entities that enable it to offer a comprehensive and diversified range of banking and financial products and services, while also contributing their results to the mutualist objectives.

In this context, the CEMG Group positions itself as a diversified banking and financial group that is fully aligned with its mutualist nature and purposes. These characteristics give it unique features both in the sectors in which it operates and within Portuguese society.

The share capital amounts to €2,420,000,000. The Bank operates approximately 321 branches.

NOVO BANCO, S.A. (“NOVO BANCO”) is the main entity of the NOVO BANCO financial group (“NOVO BANCO Group” or the “Group”), focused on banking operations. It was established by decision of the Board of Directors of the Bank of Portugal on 3 August 2014 (20:00), under paragraph 5 of Article 145.º-G of the General Regime for Credit Institutions and Financial Companies (RGICSF), approved by Decree-Law No. 298/92 of 31 December.

On 31 March 2017, the Bank of Portugal informed the market of the selection of Lone Star to complete the sale of the share capital of NOVO BANCO, with the Resolution Fund signing the contractual documents of the transaction.

On 18 October 2017, the sale process of NOVO BANCO to Nani Holdings, S.G.P.S., S.A. — an entity 100% controlled by investment funds managed by the Lone Star group — was completed through a capital increase of €750 million.

With the completion of the sale and the capital increase of €250 million carried out on 21 December 2017, the share capital of NOVO BANCO became €5,900,000,000.00, represented by 9,799,999,997 book-entry registered shares without nominal value, fully subscribed and paid up, held 75% by Nani Holdings S.G.P.S., S.A. and 25% by the Resolution Fund.

The entity has share capital of €5,900,000,000.00 and operates 418 branches in Portugal.

The core business of Banco Primus consists of the financing of new and used motor vehicles in Portugal, through the provision — via its partner network — of financial products designed to enable the acquisition or use of vehicles.

Historically, Banco Primus developed a mortgage-secured financing business in Portugal and Spain. The commercial development of these business units has been suspended since the end of 2011, as has the car-financing activity in Hungary. The current focus is the management of the on-balance-sheet credit portfolios.

In 2014, Banco Primus decided to launch a pre-approved personal credit offer aimed at its car-financing customers in Portugal, intended to finance projects and investments. This credit offer is based on conservative eligibility criteria and is limited to a low individual exposure amount.

As a result of its resources, installed capacity and the know-how acquired over ten years of activity, Banco Primus S.A. decided to launch, in 2016, the “Crédito 2 Rodas” product, aimed at financing new and used motorcycles through protocols with brands/importers, dealers and specialised sales outlets. This initiative forms part of the strategic plan, which has been approved and remains in force, with the aim of (i) ensuring the sustained growth of Banco Primus, (ii) enhancing the return on shareholders’ investment and (iii) increasing the value of the products and services made available to customers.

In 2017, in line with the previous years, Banco Primus mobilised all its efforts and resources in the development and strengthening of its car-financing activity in Portugal, as well as the “Crédito 2 Rodas” product, in the deepening of the personal credit unit and in the management of the credit portfolios of the mortgage business units in Portugal and Spain, as well as the car-financing business unit in Hungary. This was in addition to the management and disposal of movable and immovable assets acquired in repayment of its own credit.

With regard to credit activities, Banco Primus continued to prioritise a conservative management of its resources, implementing a strategy of lasting and sustainable growth based on a qualitative approach focused on the creation of profitable business and on strict monitoring of its risk profile.

Banco Primus remained attentive to market opportunities in order to continue the deleveraging process of the portfolios of the business units that, since 2011, have been centred on the management of on-balance-sheet credit.

Norfin is a national reference in real estate investment management, with approximately €2.7 billion of assets under management* directly via collective investment undertakings (real estate investment funds or collective investment companies) or through national and international institutional capital vehicles, with a high diversity of investment profiles and strategies.

We seek to generate above-average risk-adjusted returns through a rigorous, proactive and multidisciplinary approach, thanks to a team that brings together top professionals in the areas of investment, operational management, commercial management, architecture, engineering and construction management. The unrivalled quality of our teams allows us to add value, from the most core to the most complex assets. We also have a benchmark track record in property development in various sectors.

We are focused on maximizing value for the client, and we seek to develop long-lasting relationships of trust through a strong alignment of interests and the sharing of ethical principles and social responsibility. We believe and demonstrate, on a daily basis, that it is possible to deliver the highest returns and leave a positive legacy across cities.

*Of which €1.1b managed by Norfin SGOIC.

Profile originated from the merger by incorporation of Banif Imo – Sociedade Gestora de Fundos de Investimento into Banifundos – Sociedade Gestora de Fundos de Investimento, S.A., and is 100% owned by BBI.

Operating under the Profile Investment Managers brand, PROFILE offers comprehensive global solutions through dedicated specialist teams with in-depth expertise in each area of investment management: securities investment funds and real estate investment funds (both private and public subscription), as well as alternative investment funds.

It was the first management company authorised to manage both securities and real estate funds simultaneously.

As of 31 December 2017, Profile was managing, on a discretionary basis, one securities investment fund already in the liquidation phase and 10 closed-end real estate investment funds.

Fidelidade - Sociedade Gestora de Organismos de Investimento Coletivo (FSG) is a company managing real estate investment vehicles, founded in 2018 and registered with the Securities Market Commission (CMVM) under reference number 380. FSG is owned by 100% by Fidelidade Companhia de Seguros, S.A.

FSG has a robust team of real estate professionals, with extensive experience in investing and managing real estate assets located in the Iberian Peninsula (Portugal and Spain).

Quest Capital is a leading investment company focused on the Real Estate market that has more than €1bn of assets under its management, 600,000 sqm of Real Estate and 6,000 residential units in Portugal, Spain and France.